How To Upgrade Chase Credit Card?

Are you looking to upgrade your Chase credit card? Upgrading your credit card can offer a range of benefits, including higher rewards, better perks, and improved credit limits. In this guide, we’ll walk you through the steps of upgrading your…

Are you looking to upgrade your Chase credit card? Upgrading your credit card can offer a range of benefits, including higher rewards, better perks, and improved credit limits. In this guide, we’ll walk you through the steps of upgrading your Chase credit card and help you understand what to expect along the way.

Whether you’re looking to earn more rewards on your everyday purchases or take advantage of exclusive travel perks, upgrading your Chase credit card can help you get there. By following our simple guide, you can easily upgrade your card and start enjoying the benefits of a more rewarding credit card experience. So, let’s get started!

How to Upgrade Chase Credit Card?

Upgrade Your Chase Credit Card: A Step-by-Step Guide

Upgrading your Chase credit card can bring a lot of benefits, such as increased rewards, higher credit limits, and better interest rates. In this guide, we will walk you through the process of upgrading your Chase credit card.

1. Check Your Eligibility

Before you begin the process of upgrading your Chase credit card, you need to make sure that you are eligible for an upgrade. The eligibility criteria vary from card to card, but generally, you need to have a good credit score and a history of timely payments.

To check if you are eligible, log in to your Chase account and navigate to the “Credit Card” section. You should see a “Request Upgrade” button next to your current card. Click on it to see if you qualify for an upgrade.

2. Choose Your New Card

Once you have confirmed your eligibility, it’s time to choose your new Chase credit card. You can browse through the available options on the Chase website or speak to a representative to find the card that best suits your needs.

Consider factors such as rewards, interest rates, and annual fees when selecting your new card. You should also take note of any introductory offers that may be available.

3. Apply for the Upgrade

To apply for an upgrade, you can either call the Chase customer service number or submit an online request through your account. The process is straightforward and usually takes only a few minutes.

During the application process, you may be asked to provide additional information, such as your income and employment status. Make sure to have this information handy to speed up the process.

4. Wait for Approval

After you have submitted your application, you will need to wait for approval from Chase. The approval process can take anywhere from a few minutes to a few days, depending on the card and your credit history.

While you wait for approval, it’s important to continue making timely payments on your current card. Missing payments or making late payments can negatively impact your credit score and reduce your chances of getting approved for an upgrade.

5. Activate Your New Card

Once you have been approved for an upgrade, Chase will send you your new credit card in the mail. You will need to activate the card before you can start using it.

To activate your new card, follow the instructions on the card or call the activation number provided. You may also need to update any automatic payments or subscriptions that were linked to your old card.

6. Transfer Your Balance

If you have an outstanding balance on your old Chase credit card, you may be able to transfer it to your new card. This can be a useful option if your new card has a lower interest rate or better rewards program.

To transfer your balance, log in to your Chase account and navigate to the “Balance Transfer” section. Follow the instructions to complete the transfer.

7. Update Your Payment Information

Once you have activated your new card, you will need to update your payment information for any bills or subscriptions that were linked to your old card. This includes updating your card number, expiration date, and security code.

Make sure to double-check that all your payment information is up to date to avoid any late or missed payments.

8. Start Using Your New Card

With your new Chase credit card activated and your payment information updated, you can start using your new card. Make sure to familiarize yourself with the card’s rewards program, benefits, and terms and conditions.

You may also want to set up alerts or notifications to keep track of your spending and payments.

9. Enjoy the Benefits of Your Upgraded Card

Upgrading your Chase credit card can bring a lot of benefits, such as increased rewards, higher credit limits, and better interest rates. Make sure to take advantage of these benefits by using your new card wisely.

You may also want to explore other features of your new card, such as travel insurance, purchase protection, and concierge services.

10. Consider Your Options

If you are not happy with your new Chase credit card, you may have the option to downgrade or cancel the card. However, make sure to consider the impact that this may have on your credit score and credit history.

Before making any decisions, speak to a Chase representative and weigh your options carefully.

In conclusion, upgrading your Chase credit card can be a great way to improve your financial situation and take advantage of better rewards and benefits. Make sure to follow the steps outlined in this guide and use your new card responsibly to get the most out of your upgrade.

Frequently Asked Questions

Upgrade your Chase credit card to enjoy more benefits. Here are 5 commonly asked questions about how to upgrade your Chase credit card:

What are the benefits of upgrading my Chase credit card?

Upgrading your Chase credit card can offer a range of benefits, such as increased rewards, lower APR, and waived annual fees. Depending on the card, you may also have access to exclusive perks like airport lounge access and concierge services.

To see the specific benefits for your card and to upgrade, log in to your Chase account and look for the “Upgrade Card” option under the “Things You Can Do” menu.

How do I know if I’m eligible to upgrade my Chase credit card?

Chase will typically notify you if you are eligible for a credit card upgrade. However, you can also check your eligibility by logging in to your account and checking under the “Upgrade Card” option. If you are eligible, you will be able to see the available cards you can upgrade to.

Keep in mind that eligibility requirements may vary depending on the specific card and your creditworthiness.

Is there a fee to upgrade my Chase credit card?

No, there is no fee to upgrade your Chase credit card. However, keep in mind that some upgraded cards may come with an annual fee, so be sure to read the terms and conditions before upgrading.

If you have an existing balance on your current card, you will not be able to upgrade until the balance is paid off in full.

How long does it take to receive my upgraded Chase credit card?

The time it takes to receive your upgraded Chase credit card can vary depending on the card and the delivery method you choose. Typically, you can expect to receive your new card within 7-10 business days after upgrading.

If you need your new card sooner, you can request expedited delivery for an additional fee.

What should I do with my old Chase credit card after upgrading?

Once you have received your new upgraded Chase credit card, you should destroy your old card by cutting it up or shredding it to prevent fraud. Your old card will no longer be valid once you have upgraded.

Be sure to update any recurring payments or automatic billing that were linked to your old card with your new card information to avoid any missed payments or fees.

How to Product Change Credit Cards the RIGHT WAY


In conclusion, upgrading your Chase credit card is a simple process that can provide you with many benefits. Whether you want to earn more rewards or access premium features, there are plenty of options available to you. With just a few clicks or a phone call, you can upgrade your card and start enjoying all the perks that come with it.

Remember, it’s important to consider your spending habits and financial goals when choosing a new card. Make sure to research the options available to you and select a card that aligns with your needs. Additionally, be aware of any fees or requirements that come with the upgrade, so you can make an informed decision.

Overall, upgrading your Chase credit card is a great way to take your rewards and benefits to the next level. Whether you’re looking to travel more, earn more cash back, or access exclusive perks, there’s a card out there for you. So why wait? Upgrade today and start enjoying all the benefits that come with it!

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